Whether you need to finance a new home or refinance an existing home in South Carolina, you've come to the right place!

We guarantee:

• Approval notification within 24 hours of receiving an application submitted Monday-Friday except on holidays
• Closing your loan within 21 days, once approved

Here's what you can do:

• Use our Tools to analyze your financial fitness
  (Calculations are based on preset scenarios. Individual results may vary.)
• For current rates and programs call 1-800 PAL BANK
• Complete an on-line mortgage application by clicking on Request Info
• Check your Loan Status or finish completing your application by choosing Returning Users

The Palmetto Bank Offers:

• Adjustable and fixed rate loans
• Loans for 1st-time home buyers
• Local underwriting & servicing
• Non-conventional (in-house) loans
• Construction-permanent loans with one-time closings

Mortgages available only to customers purchasing real estate within the state of South Carolina.

Rates listed are subject to change throughout the day and are not locked in until the application has been verified and approved by a Palmetto Bank mortgage lender. Rates apply only to loan amounts of $80,000 or more.

Equal Opportunity Lender. The bank makes loans and extends credit without regard to race, color, religion, national origin, sex, handicap, or familial status.