|
Rates effective 10/01/2009
(Rates subject to change. APY is the Annual Percentage Yield. Fees may reduce earnings.)
*Minimum balance to obtain APY applies only to interest calculations. For other account information click here.
Personal Checking |
| Checking Accounts |
Interest Rate |
APY |
Minimum Balance
to Obtain APY |
Minimum Balance
to Open |
|
| Rates may vary after account opening. |
| Palmetto Index Account |
.05% |
.05% |
$50,000 |
$15,000 |
|
| |
.05% |
.05% |
$30,000 |
$15,000 |
|
| |
.05% |
.05% |
$15,000 |
$15,000 |
|
| |
.05% |
.05% |
$N/A |
$15,000 |
|
| Palmetto Index Account II |
.05% |
.05% |
$10,000 |
$2,500 |
|
| |
.05% |
.05% |
$5,000 |
$2,500 |
|
| |
.05% |
.05% |
$2,500 |
$2,500 |
|
| Relationship Checking |
.05% |
.05% |
$750 |
$100 |
|
| BanClub Checking |
.05% |
.05% |
$750 |
$100 |
|
| Seniority Checking |
.05% |
.05% |
$1,000 |
$100 |
| more information |
Savings Accounts |
|
Interest Rate |
APY |
Minimum Balance
to Obtain APY |
Minimum Balance
to Open |
|
| Rates may vary after account opening. |
| Regular Savings |
.25% |
.25% |
$N/A |
$200 |
|
| Medical Savings |
1.09% |
1.10% |
$N/A |
$200 |
|
| Health Savings Account |
2.50% |
2.53% |
$N/A |
$N/A |
|
| Christmas Club |
.99% |
1.00% |
$N/A |
$5 |
|
| Regular Money Market |
.24% |
.25% |
$N/A |
$1,000 |
|
| Premium Money Market |
.59% |
.60% |
$10,000 |
$10,000 |
|
| |
.05% |
.05% |
$1,000 |
$10,000 |
|
| Super Money Market |
.74% |
.75% |
$25,000 |
$25,000 |
|
| |
.05% |
.05% |
$1,000 |
$25,000 |
|
| Business Investment Money Market |
.24% |
.25% |
$5,000 |
$5,000 |
|
| |
.44% |
.45% |
$25,000 |
$5,000 |
|
| |
.64% |
.65% |
$50,000 |
$5,000 |
|
| |
.74% |
.75% |
$75,000 |
$5,000 |
| more information |
IRAs / CDs |
| |
Interest Rate |
APY |
Minimum Balance
to Obtain APY |
Minimum Balance
to Open |
|
| (There is a penalty for early withdrawal.) |
| IRA - Fixed Rate |
1.49% |
1.50% |
$N/A |
$N/A |
|
| IRA - Variable Rate |
1.49% |
1.50% |
$N/A |
$N/A |
|
| 7/181 Day CD |
.24% |
.25% |
$1,000 |
$1,000 |
|
| |
.59% |
.60% |
$10,000 |
$1,000 |
|
| 6 Month CD |
.99% |
1.00% |
$1,000 |
$1,000 |
|
| |
1.04% |
1.05% |
$25,000 |
$1,000 |
|
| |
1.09% |
1.10% |
$50,000 |
$1,000 |
|
| 12 Month CD |
1.24% |
1.25% |
$1,000 |
$1,000 |
|
| |
1.29% |
1.30% |
$25,000 |
$1,000 |
|
| |
1.34% |
1.35% |
$50,000 |
$1,000 |
|
| 24 Month CD |
1.63% |
1.65% |
$1,000 |
$1,000 |
|
| |
1.69% |
1.70% |
$25,000 |
$1,000 |
|
| |
1.74% |
1.75% |
$50,000 |
$1,000 |
|
| 36 Month CD |
1.74% |
1.75% |
$1,000 |
$1,000 |
|
| |
1.84% |
1.85% |
$25,000 |
$1,000 |
|
| |
1.98% |
2.00% |
$50,000 |
$1,000 |
|
| 60 Month CD |
1.98% |
2.00% |
$1,000 |
$1,000 |
|
| |
2.08% |
2.10% |
$25,000 |
$1,000 |
|
| |
2.23% |
2.25% |
$50,000 |
$1,000 |
|
| more information |
|