Online Banking

A Century of Serving the Upstate

In 1906, The Palmetto Bank opened its door to the South Carolina Upstate determined to offer convenient services, quality products and friendly advice. One hundred years later, we still hold to those same values.

Rates effective 10/01/2009
(Rates subject to change. APY is the Annual Percentage Yield. Fees may reduce earnings.)
*Minimum balance to obtain APY applies only to interest calculations. For other account information click here.



Personal Checking

Checking Accounts Interest Rate APY Minimum Balance
to Obtain APY
Minimum Balance
to Open

Rates may vary after account opening.
Palmetto Index Account .05% .05% $50,000 $15,000

.05% .05% $30,000 $15,000

.05% .05% $15,000 $15,000

.05% .05% $N/A $15,000

Palmetto Index Account II .05% .05% $10,000 $2,500

.05% .05% $5,000 $2,500

.05% .05% $2,500 $2,500

Relationship Checking .05% .05% $750 $100

BanClub Checking .05% .05% $750 $100

Seniority Checking .05% .05% $1,000 $100
more information

Savings Accounts

Interest Rate APY Minimum Balance
to Obtain APY
Minimum Balance
to Open

Rates may vary after account opening.
Regular Savings .25% .25% $N/A $200

Medical Savings 1.09% 1.10% $N/A $200

Health Savings Account 2.50% 2.53% $N/A $N/A

Christmas Club .99% 1.00% $N/A $5

Regular Money Market .24% .25% $N/A $1,000

Premium Money Market .59% .60% $10,000 $10,000

.05% .05% $1,000 $10,000

Super Money Market .74% .75% $25,000 $25,000

.05% .05% $1,000 $25,000

Business Investment Money Market .24% .25% $5,000 $5,000

.44% .45% $25,000 $5,000

.64% .65% $50,000 $5,000

.74% .75% $75,000 $5,000
more information

IRAs / CDs

  Interest Rate APY Minimum Balance
to Obtain APY
Minimum Balance
to Open

(There is a penalty for early withdrawal.)
IRA - Fixed Rate 1.49% 1.50% $N/A $N/A

IRA - Variable Rate 1.49% 1.50% $N/A $N/A

7/181 Day CD .24% .25% $1,000 $1,000

.59% .60% $10,000 $1,000

6 Month CD .99% 1.00% $1,000 $1,000

1.04% 1.05% $25,000 $1,000

1.09% 1.10% $50,000 $1,000

12 Month CD 1.24% 1.25% $1,000 $1,000

1.29% 1.30% $25,000 $1,000

1.34% 1.35% $50,000 $1,000

24 Month CD 1.63% 1.65% $1,000 $1,000

1.69% 1.70% $25,000 $1,000

1.74% 1.75% $50,000 $1,000

36 Month CD 1.74% 1.75% $1,000 $1,000

1.84% 1.85% $25,000 $1,000

1.98% 2.00% $50,000 $1,000

60 Month CD 1.98% 2.00% $1,000 $1,000

2.08% 2.10% $25,000 $1,000

2.23% 2.25% $50,000 $1,000

more information