Rates effective 8/7/2008
(Rates subject to change. APY is the Annual Percentage Yield. Fees may reduce earnings.)
*Minimum balance to obtain APY applies only to interest calculations. For other account information click here.
| Checking Accounts |
Interest Rate |
APY |
Minimum Balance
to Obtain APY |
Minimum Balance
to Open |
 |
| Rates may vary after account opening. |
| Palmetto Index Account |
1.87% |
1.89% |
$50,000 |
$15,000 |
 |
| |
1.58% |
1.59% |
$30,000 |
$15,000 |
 |
| |
1.30% |
1.31% |
$15,000 |
$15,000 |
 |
| |
.05% |
.05% |
$N/A |
$15,000 |
 |
| Palmetto Index Account II |
1.05% |
1.06% |
$10,000 |
$2,500 |
 |
| |
.80% |
.80% |
$5,000 |
$2,500 |
 |
| |
.30% |
.30% |
$2,500 |
$2,500 |
 |
| Relationship Checking |
.05% |
.05% |
$750 |
$100 |
 |
| BanClub Checking |
.05% |
.05% |
$750 |
$100 |
 |
| Seniority Checking |
.05% |
.05% |
$1,000 |
$100 |
more information |
| Savings Accounts |
Interest Rate |
APY |
Minimum Balance
to Obtain APY |
Minimum Balance
to Open |
 |
| Rates may vary after account opening. |
| Regular Savings |
.25% |
.25% |
$N/A |
$200 |
 |
| Medical Savings |
1.09% |
1.10% |
$N/A |
$200 |
 |
| Health Savings Account |
3.00% |
3.04% |
$N/A |
$100 |
 |
| Christmas Club |
.99% |
1.00% |
$N/A |
$5 |
 |
| Regular Money Market |
.44% |
.45% |
$1,000 |
$1,000 |
 |
| Premium Money Market |
1.04% |
1.05% |
$10,000 |
$10,000 |
 |
| |
.05% |
.05% |
$1,000 |
$10,000 |
 |
| Super Money Market |
1.19% |
1.20% |
$25,000 |
$25,000 |
 |
| |
.05% |
.05% |
$1,000 |
$25,000 |
 |
| Business Investment Money Market |
.44% |
.45% |
$5,000 |
$5,000 |
 |
| |
.79% |
.80% |
$25,000 |
$5,000 |
 |
| |
1.04% |
1.05% |
$50,000 |
$5,000 |
 |
| |
1.24% |
1.25% |
$75,000 |
$5,000 |
more information |
| IRAs / CDs |
Interest Rate |
APY |
Minimum Balance
to Obtain APY |
Minimum Balance
to Open |
 |
| (There is a penalty for early withdrawal.) |
| IRA - Fixed Rate |
2.72% |
2.75% |
$N/A |
$N/A |
 |
| IRA - Variable Rate |
2.72% |
2.75% |
$N/A |
$N/A |
 |
| 7/181 Day CD |
.44% |
.45% |
$1,000 |
$1,000 |
 |
| |
1.04% |
1.05% |
$10,000 |
$1,000 |
 |
| 6 Month CD |
1.93% |
1.95% |
$1,000 |
$1,000 |
 |
| |
2.03% |
2.05% |
$25,000 |
$1,000 |
 |
| |
2.08% |
2.10% |
$50,000 |
$1,000 |
 |
| 12 Month CD |
2.18% |
2.20% |
$1,000 |
$1,000 |
 |
| |
2.28% |
2.30% |
$25,000 |
$1,000 |
 |
| |
2.33% |
2.35% |
$50,000 |
$1,000 |
 |
| 24 Month CD |
2.38% |
2.40% |
$1,000 |
$1,000 |
 |
| |
2.48% |
2.50% |
$25,000 |
$1,000 |
 |
| |
2.52% |
2.55% |
$50,000 |
$1,000 |
 |
| 36 Month CD |
2.62% |
2.65% |
$1,000 |
$1,000 |
 |
| |
2.72% |
2.75% |
$25,000 |
$1,000 |
 |
| |
2.77% |
2.80% |
$50,000 |
$1,000 |
 |
| 60 Month CD |
2.87% |
2.90% |
$1,000 |
$1,000 |
 |
| |
2.97% |
3.00% |
$25,000 |
$1,000 |
 |
| |
3.06% |
3.10% |
$50,000 |
$1,000 |
more information |
|