Innovative options to fit your lifestyle.

No matter where you are in life—just starting out or simply starting over—we can help you find the perfect personal checking account for you. We offer a wide range of innovative accounts to let you manage your money safely and efficiently. Some pay you interest and some have no minimum balance, but they all let you bank where you want, when you want.

Every Palmetto Bank personal checking account comes with…

MyPalmetto
Checking
Relationship Interest
Checking
Student
Checking
This account is best for you if… You’re an active debit card user who wants the protection you need and the rewards you deserve You want to use combined balances in your Palmetto Bank deposit accounts to help avoid the monthly maintenance fee You’re a student age 24 and under
Minimum deposit to open account 100.00 100.00 100.00
Maintenance Fee $8.00 monthly $15.00 monthly No
Avoid the Monthly Maintenance Fee with … $500.00 or more total ACH credits (i.e. Direct Deposits) during the calendar month OR reduce the Monthly Maintenance Fee by $0.25 with each Debit Card transaction. ATM transactions do not apply. Minimum Daily Balance of $2,500.00 or combined $15,000.00 in all deposit accounts Not Applicable
Earns Interest Yes, with no minimum balance required Yes, with minimum balance of $2,500.00 No
Free Palmetto Bank Checks 1st Order Free(Standard checks only) 1st Order Free (Standard checks only) or $5.00 discount towardanother style No
Non-Palmetto Bank ATM Transaction Fee Waivers Yes (1 per month) Yes (up to 3 per month) Yes (up to 3 per month)
Non-Palmetto Bank ATM Surcharge Rebate Yes1 (1 per month upto $5.00 per transaction) Yes1 (up to 3 per month upto $5.00 per transaction) No
Discounted Safe Deposit Box No Free (3×5 Box or $40 credit, 1st year only) No
Savings Benefits
  • MyPalmetto Rewards
  • Everywhere Cash Savings℠
  • Rx Advantage™ Prescription Drug Program
  • Vision Plan
  • Hearing Plan
MyPalmetto Rewards MyPalmetto Rewards
Protection Benefits
  • Card Patrol℠ with Social Security Monitoring
  • Payment Card Protection
  • Identity Theft Insurance
  • Identity Fraud Support Service
  • Zero Liability from MasterCard® 2
  • MasterCard SecureCodeTM
  • Zero Liability from MasterCard® 2
  • MasterCard SecureCodeTM
  • Zero Liability from MasterCard® 2
  • MasterCard SecureCodeTM
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MyPalmetto
Checking Plus
Relationship
Interest Checking Plus
This account is best for you if… Clients age 60 or older enjoy all the benefits of MyPalmetto Checking PLUS: Clients age 60 or older enjoy all of the benefits of Relationship Interest Checking PLUS:
Maintenance Fee $4.00 monthly $7.50 monthly
Avoid the Monthly Maintenance Fee with… $250.00 or more total ACH credits (i.e. Direct Deposits) during the calendar month OR reduce the Monthly Maintenance Fee by $0.25 with each Debit Card transaction. ATM transactions do not apply. Minimum Daily Balance of $2,500.00 or combined $15,000.00 in all deposit accounts
Palmetto Bank Checks 1st Order Free (Standard checks only) 1 Free Order per calendar year (Standard checks only) or $5.00
discount toward another style
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View Full Disclosures

1 At select locations.
2 Subject to credit approval.
3Avoid the Monthly Maintenance Fee with $500 or more total ACH credits (i.e. Direct Deposits) during the calendar month OR reduce the Monthly Maintenance Fee by $.25 with each Debit Card transaction. ATM transactions do not apply.
4 Applies when using any ATM outside The Palmetto Bank network of ATMs. These may be referenced as free Universal ATM Transactions.