Lock in a great rate today.

If you want to earn a guaranteed rate of return throughout the term, a Certificate of Deposit (CD) may be perfect for you. CDs are generally fixed-term accounts that may allow you to earn a higher rate of interest than other types of interest-bearing accounts. CDs accrue interest until they mature and pay different rates of interest, depending upon the length of term you choose.

  • Choose from a variety of terms to maximize the return of your money
  • No monthly maintenance fees (early withdrawal penalties apply)1
  • Create steady income with your earned interest
  • Stagger the maturity dates of your accounts to gain access to portion of your money using a "CD Ladder" strategy. Call 1.800.PAL.BANK or visit one of our branches to learn more!

Early withdrawal penalties apply1

Bank when you want, where you want:

View Full Disclosures

1 You must deposit at least $1,000 to open this account. See disclosures for details.
2 The Annual Percentage Yield (APY) of 0.50% APY is available for an 18-month Certificate of Deposit (CD). APY is accurate as of 02/10/2015. The APY assumes that interest and principal will remain on deposit until maturity. Advertised APY applies to initial term only. At maturity the CD will renew for a term of 18 months while the interest rate and APY will be determined based on the 12 month CD rate at that time. The minimum balance required to open this CD and obtain the advertised APY is $1,000. Advertised APY is only available for new funds not currently on deposit with The Palmetto Bank. Penalty for early withdrawal. Fees could reduce earnings. Not available for collateralized deposits or brokered funds. Limited time offer. See bank for details.