Your secret weapon: local lenders and decision makers.
Some banks transfer you to New York and back. Not here. We have local loan experts who are ready to meet you face-to-face and listen. So whether you want to purchase a dream home, a dream vacation or even a dream jet ski, we’re ready to help you find the perfect solution from our wide range of options.
- Home Equity Loans & Lines of Credit 1
- Auto Loans 1
- Personal Loans 1
- Overdraft Protection Line of Credit1
Take advantage of the equity in your home.
Your home represents more than a roof over your head. In many ways, it’s the best investment you'll ever make, and one that you can borrow against to fund a home improvement project, pay medical bills or take that dream vacation and perhaps enjoy tax deductibility2 in the process. The Palmetto Bank offers two ways you can use the equity in your home to your advantage:
Home Equity Line of Credit1
Borrow against the equity in your home while taking advantage of flexible terms, easy accessibility to your account and likely tax benefits2 that come in handy every year. It's easy to access your home equity line—just write a check or go online to transfer money. It's also easy to keep up with your loan balance. Receive monthly statements or use online banking. Like any line of credit, you can borrow from it, pay it down, then borrow from it again.
Home Equity Loan1
In addition to a home equity line of credit, The Palmetto Bank offers a Home Equity Loan option, which lets you borrow money against the equity for your home in one lump sum with a fixed interest rate. A Home Equity Loan is a simple interest loan with fixed rates and payments over a set period of time.
Drive away with peace of mind.
Whether it’s a new or previously owned vehicle, we have a variety of financing options to meet the needs and requirements of your budget. The Palmetto Bank offers affordable rates and flexible terms that can fit your individual borrowing needs. And we make decisions FAST. You don’t have a lot of time to waste; that car may not be available tomorrow. That’s why local decision making can speed up the process for you. Plus if you have a MyPalmetto Checking account with us or sign up for automatic payments from your Palmetto Bank checking account, you will enjoy a rate discount of .25%!
Loans that fit your needs. And your timeline.
When you need a loan, you want a person to talk to, competitive rates, favorable terms, fast approval and a name you can trust. No problem. We can help get you what you need when you need it. Our personal loan experts can work with you to find the loan that best fits your needs—whether you have an unexpected emergency or a planned home improvement project. Expect flexible installment loan options, competitive rates, fast approval and smiling faces.
Accidents happen. Protect yourself from overdrafts.
An overdraft line of credit from The Palmetto Bank can help you avoid the fees associated with a check returned due to insufficient funds. Our Overdraft Line of Credit is an unsecured personal line of credit linked to your checking account that may help cover transactions when your checking account available balance drops below zero.
1 Subject to credit approval.
2 Consult your tax advisor.